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Identity thieves: Thanks for the bypass

The latest twist in identity fraud involves stealing your identity in order to use your health insurance.

Jennifer Barrett, global privacy officer at Acxiom, says the scam is the newest trend in identity fraud. That it's growing fast should come as no surprise, as health care costs - and the ranks of the uninsured - continue to rise. (Acxiom provides services to help insurers verify the validity of claims.)

With this type of fraud it's typically your insurance company, not you, that takes the financial hit. But you still might want to keep an eye on your medical claims history. The reason: if medical scammers steal your identity you may suddenly have a medical history that isn't yours. Left undetected, that might put you at risk for misdiagnosis or improper treatment, Barrett says.

Your own doctor isn't going to be fooled. But as the world moves to consolidated online medical records, you might find yourself in an emergency room somewhere with doctors reading someone else's medical history as they try to diagnose your problem.

The risk is that "You have things attached to your medical history that are not yours and you're not treated properly... They [might] think you had a bypass a year ago when you didn't," Barrett says.

 

What People Are Saying

ID Theft for medical benefits

I've been forced to keep copies of my own medical records after all mine went MIA for 2yrs in 2002. During that timeframe, requiring care from injuries, but having no background history, was viewed & treated as uncredible, thus, given little to no care & I still physically pay for that medical 'neglect' 5yrs later.
A year later, thousands of other patient's medical records were found in a midtown dumpster - an ID thief's fantasy fulfilled...fortunately a whistle blower instead found them.
Spent 40min on phone relating personal & med. ins. info to dental office intake worker before apptmt w/new dentist--arrived for apptmt wks later, to find they'd had no idea who I'd spoken with or where my info is. Dental ins. is compromised also. Medical/dental insurance ID theft is equally devastating physically as when identities stolen for financial reasons.
Living in city rated rated #1 in ID theft in the nation, this medical/dental ID theft began long ago. Took long enuf for this to be realized also, but, I also feel very relieved its finally coming out.

The nightmare of medical identity theft

Yup, medical identity theft has already happened. I blogged about this back in 2006.

Excerpt:

One victim's record was altered with the wrong blood type. Another person's file was changed to include numerous psychiatric sessions that didn't occur and false diagnoses of severe depression. A Pennsylvania man discovered that an imposter used his identity at five different hospitals to receive more than $100,000 worth of medical treatment. (Source)